SeattleCH 工作分析
💡 智能摘要
原始职位描述
说明
华盛顿州金融机构部（DFI）的使命是监管金融服务，以保护和教育公众，促进经济活力。该部门的近250名员工，分布在行政部、银行部、消费者服务部、信用合作社部和证券部五个部门，共同且独立地工作，以创造更强大的经济未来和安全的金融环境，惠及华盛顿州的消费者和企业。如需了解更多关于金融机构部的信息，请访问我们的网站： www.dfi.wa.gov.
我们雇佣并服务来自各种背景的多元化人群，包括有色人种、女性、LGBTQ+、残疾人和退伍军人。这种尊重的文化促进了专业且包容的工作环境，使每个人都能通过机会实现自身潜力。
在DFI工作的优势包括：
- 医疗、牙科、退休福利，以及慷慨的带薪年假、病假和节假日。
- 健康的工作与生活平衡，以及通常可以远程办公（详见下方的出差要求和官方办公场所部分）
- 对多样性、公平性和包容性的承诺，让每个人都能被认可和重视。
- 提供职业发展和继续教育机会，包括可能获得资金支持以追求高级学位或认证。
- 您可能有资格获得 公共服务贷款豁免。
关于部门：
银行部负责监管华盛顿州注册的银行和信托公司，确保其安全和稳健。该部门由约25名员工组成，以团队合作的方式对全州的银行和信托公司进行审查和分析，确保其安全和稳健。目前，该部门正在招募最多两名二级金融检查员。
职责
您将要做的部分工作：
金融检查员通常与检查团队一起工作，在快节奏、以截止日期为导向的环境中开展工作。金融检查员对位于全州的华盛顿州注册银行和信托公司进行分析，确保其安全和稳健，并符合法律规定。检查员通常会计划、执行、领导并协助对受监管实体的检查。作为金融检查员，您将在确保全州金融服务连续性方面发挥关键作用，将在银行和信托公司运营的各个方面找到富有挑战性的工作，并评估金融机构中的风险。这包括无限制地访问银行和信托公司，以确保现行做法安全且稳健。金融检查员将获得在职培训和正式培训，包括州银行监管者协会、联邦存款保险公司和联邦金融机构检查委员会等机构提供的培训。
具体职责包括但不限于：
- 与银行员工和高管密切合作，完成各项检查工作。
- 对银行资本、收益、流动性和市场风险敏感度进行财务分析、评估和评级。
- 审查和评估内部流程与控制、商业银行业务、抵押银行业务、银行保密法以及银行控股公司。
- 评估资产与负债管理流程、利率风险状况及其对收益和资本的潜在影响。
- 审阅、分析和解读各类技术报告。
- 对银行风险管理政策、实践和程序提出改进建议。
- 确认是否符合相关州和联邦法律、法规和规章。
- 完成详尽且简洁的书面意见和总结，并准备相关支持文件。
- 与导师、运营经理、检查负责人及/或银行管理层讨论检查发现情况。
- 审查和评估银行及信托公司的信息安全计划。
资格要求
必须具备的资格：
金融、会计和/或经济学课程的20个学分（季度制）或12个学分（学期制）。
希望具备的技能和资格：
金融、会计、工商管理、经济学或相关领域的学士学位。
以及/或
在分析或检查受监管实体方面拥有两年以上专业经验。其他技能和能力：
- 能够在团队中有效沟通与协作。
- 善于倾听、解决问题和独立研究。
- 具备强烈的工作责任心、专业素养、尊重他人和可信赖的团队精神。
- 与团队成员及监管机构的管理人员和员工协作。
- 对学习充满热情。
- 出色的口头和非口头沟通能力。
- 高度的情绪智力。
- 强大的冲突管理和冲突解决能力。
此职位高度相关的一些其他要求包括：
获得会计、金融、经济学或工商管理专业的硕士学位
或
从经认可的大学或学院获得的专业银行学校毕业（例如太平洋海岸银行学校或同等学历），或相关专业认证，如华盛顿州的注册会计师资格。
补充信息
检查员的正式工作地点是其家中，大部分检查工作可以远程完成。检查员也可以根据需要在全州各地的金融机构现场工作。该职位需要一些夜间出差（主要在州内，部分在州外）。此外，还会有一些偶尔的出差前往DFI总部图姆沃特或皮奥里亚广场的共享办公空间进行培训和/或会议。优先考虑居住在皮尔斯县、金县、塔科马县或斯诺霍米什县的申请人。
工作时间安排：
该职位的工作时间安排为周一至周四上午7:30至下午5:30，周五轮流休息。在工作周的周五，工作时间为上午8:00至下午5:00。每天您将有一小时的午餐时间。
注意： 该职位包含一个培训计划，并将从财务检查员（FE）2级开始聘用。在成功完成12至18个月的培训计划后，员工将晋升到薪资表中的更高层级。此外，作为银行部的FE，随着您的成长和发展，您将拥有广阔的职业晋升机会。
应聘流程：
本次招聘将接受电子申请。提交电子申请材料将被视为您确认所提交信息完整且准确的证明。 未提供所有必需的申请材料或未完整填写补充问卷的申请人可能会被取消资格。
有兴趣的申请人应点击“申请”按钮，并将以下材料附在申请中：
- 求职信
- 简历
- 三封专业推荐信*（请提供联系人姓名、电话号码、 电子邮件 地址、公司名称和职位）
- 非官方大学成绩单（注：未附成绩单的申请将不予考虑。）
面试流程
招聘截止后，入选继续参与流程的候选人将在华盛顿州图姆瓦特（Tumwater, WA）的DFI总部参加可能的两轮面试。此外，在完成面试流程后，申请人将被要求完成一项简短的在线监考写作测试。
背景调查：
在新员工入职前，将进行包括犯罪记录和信用记录在内的背景调查。背景调查所得信息不一定会影响雇佣决定，但将在评估申请人是否适合并具备胜任该职位的能力时予以考虑。
联系信息：
汤姆·格兰特
recruiting@dfi.wa.gov 或 tom.grant@dfi.wa.gov
SeattleCH Job Analysis
💡 Smart Summary
Original Job Description
Description
The Washington State Department of Financial Institutions' (DFI) mission is to regulate financial services to protect and educate the public and promote economic vitality. Collectively and independently, the Department's nearly 250 employees within its 5 divisions - Administration, Banks, Consumer Services, Credit Unions, and Securities - work together to create a stronger economic future and secure financial environment for Washington's consumers and businesses alike. To learn more about the Department of Financial Institutions, please visit our website at www.dfi.wa.gov.
We employ and serve diverse people of all backgrounds including people of color, women, LGBTQ+, people with disabilities, and veterans. This culture of respect promotes a professional and inclusive environment where maximizing potential through opportunity is achievable by everyone.
Benefits of working for DFI include:
- Medical, dental, retirement, and generous paid vacation, sick leave, and holidays.
- Healthy work-life balance, and ability to often work remote (see Travel Requirements and Official Work Station section Below)
- Commitment to diversity, equity, and inclusion where every person is recognized and valued.
- Professional development and continuing education opportunities, including potential financial support toward pursuit of advanced degrees or certifications.
- You may be eligible for Public Service Loan Forgiveness.
About the Division:
The Division of Banks regulates Washington's state-chartered banks and trust companies for safety and soundness. The Division is comprised of approximately 25 staff members who work together with a team approach to examine and analyze our banks and trust companies for safety and soundness. At this time, the Division is recruiting for up to two Financial Examiners 2.
Duties
Some of What You Will Do:
Financial Examiners typically work with an exam team, in a fast-paced, deadline-oriented environment. Financial Examiners perform analysis of Washington state-chartered banks and trust companies that are located throughout the state, for safety and soundness and compliance with law. Examiners typically plan, conduct, lead, and assist with examinations of regulated entities.As a Financial Examiner, you would be a vital participant in ensuring the continuity of financial services offered state-wide, find engaging challenges in all facets of bank and trust company operations, and evaluate risk within the financial institutions. This includes unencumbered access to the banks and trust companies to ensure current practices are safe and sound. Financial Examiners are provided on-the-job training and formal training through the Conference of State Bank Supervisors, the Federal Deposit Insurance Corporation, the Federal Financial Institution Examination Council, to name a few.
Specific duties include, but are not limited to:
- Work collaboratively and directly with bank staff and executives to complete examination work.
- Financial analysis, assessment, and rating of bank capital, earnings, liquidity, and sensitivity to market risk.
- Review and assessment of internal routines and controls, merchant banking, mortgage banking, the Bank Secrecy Act, and bank holding companies.
- Assessment of asset liability management processes, interest rate risk position, and potential impact on earnings and capital.
- Review, analysis and interpretation of various technical reports.
- Recommendation for enhancements to bank risk management policies, practices and procedures.
- Determination of compliance with applicable state and federal laws, rules and regulations.
- Completion of thorough and concise written comments and summaries associated with the areas reviewed and preparation of supporting documentation.
- Discussion of examination findings with mentor, Operations Manager, Examiner in Charge, and/or bank management.
- Review and assessment of information security programs in banks and trust companies.
Qualifications
Required Qualifications:
20 quarter or 12 semester credit hours in Finance, Accounting, and/or Economics coursework.
Desired Skills and Qualifications:
A Bachelor's degree in Finance, Accounting, Business Administration, Economics or related field.
AND/OR
Two years of professional experience in analyzing or examining regulated entities.Additional Skills and Abilities:
- Effective communication and cooperation in working as part of a team.
- Active listening, problem solving and independent research.
- A strong work ethic, professionalism, respectfulness and dependability to the team.
- Collaboration with teammates and regulated institution management and employees.
- Passion for learning.
- Excellent verbal and non-verbal communication skills.
- A high degree of emotional intelligence.
- Strong conflict management and conflict resolution skills.
Additional items that are highly relevant to this job posting include:
A master’s degree in accounting, finance, economics, or business administration
OR
Graduation from a specialized banking school gained through an accredited college or university (i.e., Pacific Coast Banking School or equivalent), or relevant professional certifications such as the Washington State qualification as a Certified Public Accountant.
Supplemental Information
The examiners’ official work station is their home, and much of the examination work can be performed remotely. Examiners can also expect to work in the field at various financial institutions throughout the state, as needed. This position requires some overnight travel (primarily in state and some out of state). There will also be some occasional travel to DFI Headquarters in Tumwater or the shared working space in Pioneer Square for training and/or meetings. Preference will be given to applicants who reside in Pierce, King, Thurston, or Snohomish County.
Work Schedule:
The work schedule for this position will be Monday - Thursday 7:30 am - 5:30 pm with alternating Fridays off. On the working Friday, work hours will be 8:00 am - 5:00 pm. You will have an hour for lunch each day.
Note: This position includes an in-training plan and will be filled at the Financial Examiner (FE) 2 level. Upon successful completion of the 12-18 month in-training plan, the employee will advance to a higher step on the salary table. FE's in the Division of Banks also see great career advancement opportunities as you grow and develop as an examiner.
Application Process:
Applications for this recruitment will be accepted electronically. Submitting your application materials electronically will act as confirmation that the information submitted is complete and accurate to the best of your knowledge. Failure to provide all the required application materials and complete the supplemental questionnaire may result in disqualification.
Interested applicants should select the "Apply" button and attach the following materials to their application:
- Cover Letter
- Resume
- Three professional references* (provide contact name, phone number, email address, company name, and job title)
- Unofficial College Transcript(s) - note - applications without attached transcripts will not be considered.
Interview Process
Once the recruitment closes, candidates selected to continue in the process will participate in potentially two rounds of interviews at the DFI headquarters in Tumwater, WA. Additionally, upon completing the interview process, applicants will be asked to respond to a short proctored electronic writing test.
Background Investigation:
Prior to a new hire, a background check including criminal and credit record history will be conducted. Information from the background check will not necessarily preclude employment but will be considered in determining the applicant's suitability and competence to perform in the position.
Contact Information:
Tom Grant
recruiting@dfi.wa.gov or tom.grant@dfi.wa.gov
